It’s every iPod owner’s worst nightmare:  a careless moment in a bar, a hastily handled cup of coffee and suddenly the player disappears or its entire content is wiped.

For music lovers this is a double disaster. There’s both the annoyance of losing favourite, often hard to find, tracks and the expense of replacing the content or player itself.

In response to this potential catastrophe, the Walt Disney Company is to offer iPod insurance, which will provide the funds necessary to replace lost content.

Credible sources close to Macsimum News told the website of Disney’s plans and the news service is confident in reporting that users will soon be able to protect themselves against musical heartache.

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